Over 10 years we help companies and individuals reach their financial goals. BIZ Banking is a values-driven consulting agency dedicated.



205 NR Building Al Warqa -01, Dubai, UAE

Personal Loan in Dubai, UAE

A personal loan is an unsecured loan, meaning it does not require collateral or a guarantor. An individual obtains a personal loan in the UAE to suit a variety of personal financial demands, including weddings, higher education, overseas travel, starting a new business, and debt consolidation.

The maximum amount of a personal finance loan might be 20 times the monthly earnings, with a 48 month repayment period. The interest rate on a personal loan in the UAE and the size of the loan are determined by factors such as the applicant’s source of income, credit history, age, and job status, no matter whether you are getting it for off-plan property finance or vehicle loans in UAE. 

Clients Satisifaction
hassle free
dedicated staffs

24X7 Assistance

Developing financial processes and procedures

Personal Loan Interest Rates in the United Arab Emirates

Reducing Rates

Unlike a flat interest rate, this rate of interest decreases with each installment paid by the loan borrower. The interest rate on a personal loan in the UAE is levied only on the outstanding principal amount of the loan, which can range from 5.24 % to 39.99 %. To acquire the best personal loan interest rate in the UAE, you should constantly compare personal loans online.

Flat Rates

The total loan amount is charged a flat rate of interest that remains constant during the loan term. The lowest interest rate for a personal loan in Dubai and the rest of the UAE is 2.63 %, with rates ranging from 2.63 % to 22.22 %.

Let Biz Banking provide personal loan consulting for your financial goals – whether an off-plan property purchase, vehicle loans in UAE, or other needs. Contact us today to learn more!

Eligibility for a Personal Loan in Dubai, UAE

When applying for a personal loan in the UAE, certain criteria must be met:

  • You must be a UAE national or resident aged 21-65 years
  • Your monthly income should be AED 3,000 to AED 10,000
  • Have a current account with an authorized UAE bank

How to get a personal loan in Dubai, UAE

If eligible, follow these steps to get a personal loan with Biz Banking:

  • Consider the monthly installment plan
  • Determine your loan amount
  • Apply online or at a branch
  • Submit documents like Emirates ID, salary letter, passport copy, bank statements and trade license (if self-employed)
  • Await loan approval

Once approved, the loan amount is transferred to your account. This process is similar across major UAE banks.

Visit Us

205 NR Building Al Warqa -01, Dubai, UAE

Have Any Questions?

+971 552046346
+971 67455399

Mail Us


Contact Us

At Biz Banking, our goal is to guide you through the personal loan process from start to finish. Whether you need funds for an off-plan property purchase, vehicle loan, debt consolidation or other financial goals, we’re here to assist. As a loan consultancy, Biz Banking will provide the support you need to secure affordable financing in the UAE.

Ready to get started? Contact our team today for a free consultation. We’ll review your situation, explain the loan options available, and help develop a personalized plan to meet your needs. Partner with Biz Banking to make obtaining a personal loan in the UAE a smooth, efficient process.

Ready to Get Started?